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FHA HOME LOANS

Is an FHA Loan right for you?

A Federal Housing Administration (FHA) loan is a mortgage that is insured by the Federal Housing Administration (FHA) and issued by an FHA-approved lender. FHA loans are designed for low-to-moderate-income borrowers; they require a lower minimum down payment and lower credit scores than many conventional loans.

FHA loans may be great for people looking for lower downpayment requirements and flexible qualifications. 

  • Purchase, refinance, and home renovation financing options
  • As low as 3.5% down payment
  • Minimum 580 credit score
  • Ability to use monetary gifts for down payments or closing costs
  • Down Payment Assistance programs available

The FHA’s low down payment, competitive rates and lender guarantee are just a few of the reasons why first time and last time buyers choose the FHA program to buy a home.

Speak to an expert today!

Speak to an expert today!

What Our Customers Have To Say

The Ideal Lending team is the best! As a first time home buyer, I felt lost starting this process but when I linked with Ideal Lending they took me under their wing. Look no further, Ideal Lending is just right for you!
Briana T.
Briana T.Google Review
Ideal Lending Solutions anticipated all of my needs and were very proactive in addressing them. They were very patient and knowledgeable and I always felt that they had my best interest at hand – from beginning to end! Excellent, personal service!
Camila M.
Camila M.Social Survey
I would recommend Ideal Lending to everyone I know. They are very professional and very knowledgeable. They made sure that we got our dream home. I truly appreciate what Ideal Lending has done for me and my family.
Brianna L.
Brianna L.Social Survey
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Buying a new home or refinancing your current loan? Use our quick and easy tools to find out how much home you qualify for or instantly download your custom home equity report.

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Privacy Policy | Terms of Use

American Financial Network, Inc., DBA Ideal Lending Solutions, is not a government entity; CORP NMLS# 237341 ; Equal Opportunity Employer ; Equal Opportunity Lender American Financial Network, Inc. 10 Pointe Drive, Suite 330, Brea, CA 92821. Click here to view our current licensing information as listed on NMLS® Consumer Access. American Financial Network, Inc. is not acting on behalf of or at the direction of the federal government, and this offer is not being made by an agency of the government.

American Financial Network, Inc. is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.

© 2023 Ideal Lending Solutions ® A Division of American Financial Network, Inc.