Conventional Loans

Should you go Conventional?

A conventional loan is a type of mortgage loan that is not insured or guaranteed by the government. Instead, the loan is backed by private lenders, and its insurance is usually paid by the borrower. These programs follow lending rules set by Fannie Mae and Freddie Mac and have the reputation for being the most affordable and quickest to close in the mortgage industry.

Get approved to buy a home.

Buying a new home or refinancing your current loan? Fill out this form and get started today!

Minimum Down Payment

The most common mortgage options for conventional loans have down payment requirements, ranging from 3% to 20%. These types of conventional loans include:

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How Much Can You Afford?

When purchasing a home, it’s common to have many questions. Use our mortgage calculators to make an informed decision and have a clearer understanding of your financial obligations when buying a home.

Mortgage Payment Calculator

Use our mortgage calculator to estimate your monthly mortgage payment.

Closing Costs Calculator

Use our Florida Mortgage Closing Costs Calculator to estimate your total closing expenses.

Rate Buydown Calculator

Estimate your monthly savings with our 3-2-1 Rate Buydown calculator.

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