Should you go Conventional?
A conventional loan is a type of mortgage loan that is not insured or guaranteed by the government. Instead, the loan is backed by private lenders, and its insurance is usually paid by the borrower. These programs follow lending rules set by Fannie Mae and Freddie Mac and have the reputation for being the most affordable and quickest to close in the mortgage industry.
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Minimum Down Payment
The most common mortgage options for conventional loans have down payment requirements, ranging from 3% to 20%. These types of conventional loans include:
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