Search For A Home With Confidence
We know applying for a home mortgage can feel confusing. At Ideal Lending Solutions our mortgage professionals will explain loan programs and offer great rates so you can meet your home ownership goals.
Why Get Pre-Approved?
An Ideal Lending Solutions mortgage loan pre-approval is a detailed, high-resolution, picture of your credit worthiness verified by a full review of your income and assets by an Ideal Lending Solutions Mortgage underwriter. All that’s left for final approval is a satisfactory appraisal, title search, and no change in your financial condition prior to closing.
Going through the mortgage pre-approval process helps prevent last minute issues from arising throughout the loan process. A pre-approval from Ideal Lending puts you and the seller at ease knowing you are financially capable of following through with the purchase of the home.
Importance of a Pre-Approval
How Much Home Can You Afford?
Finding the right home at the right price begins with knowing what you can afford. A mortgage pre-approval based on your income and expenses gives you the home buying budget you need.
Shop With Confidence
Knowing the specific loan amount you are approved for allows you to search within your price range enabling you to shop with the confidence of a cash buyer for your new home.
Save Valuable Time
Your pre-approval will provide your real estate agent with the financial information they need to focus your search on homes that you can afford, saving you both valuable time.
Make An Immediate Offer
With an Ideal Lending Solutions pre-approval you’re able to make an immediate offer the seller will take seriously in a highly competitive real estate market.
Close The Deal Quickly
The sooner you close, the sooner you can move in. Your pre-approval means your loan application is already in process. Once your offer is accepted you and the seller can expect to save time and close the deal quickly.
*A pre-approval does not constitute a loan commitment or guarantee of a loan. Pre-approval is subject to a satisfactory appraisal, satisfactory title search, and no meaningful change to borrower’s financial condition.
Find Out Your Options!
With a pre-approval in hand, you have the first step in financing your home out of the way, allowing you to focus on finding the perfect home.
Once you find that perfect home, the pre-approval also reduces the possibility of losing the home due to obstacles that may arise throughout the loan process (that can be taken care of during the pre-approval process)
What Our Customers Have To Say
Talk to a Mortgage Specialist
Buying a new home or refinancing your current loan? Our experienced team of loan originators are dedicated to making that a reality.
Visit a Local Branch
Ideal Lending Solutions is a direct lender licensed in all 50 states. We have multiple branches throughout Florida and North Carolina.
