Mortgage Calculators

Closing Costs Calculator

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Calculate Your Closing Costs In Florida

Use this Florida Mortgage Closing Costs Calculator to estimate your total closing expenses for purchasing a home in Florida. Closing costs include the cost of the home appraisal and home title searches that lenders require. The specific closing costs you’ll need to pay depend on the type of loan you take and where you live.

per month
Principal & interest
Property tax
Home insurance
HOA fees
Mortgage insurance
Total approximate funds needed to close
 
The approximate loan cost illustration below does not constitute and is not a substitute for the loan estimate of closing costs (LE) that you will receive once you apply for a loan.
Approximate cost of closing fees
Underwriting fee
Processing fee
Origination fee
Credit report
Appraisal
Flood life of loan fee
Tax service fee
Title fees and taxes
Lender's title insurance policy
Owner's title insurance policy
Closing / Escrow / Settlement
Recording fee — MRTG / DOT
Recording fee — releases
State tax / Stamps — (MRTG / DOT)
Intangible tax
Survey
Approx. cost of closing fees
Prepaid interest and escrow / reserves
Interest — estimated
Real estate tax escrow
Insurance escrow
Total
Adjustments
Deposit or earnest money
Secondary financing amount
Costs paid by: seller / lender / 3rd party
Total
Summary
Down payment
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Approximate funds needed to close
*The information provided above regarding approximate insurance, approximate taxes and the approximate total monthly payment (collectively referred to as approximate loan cost illustration) does not constitute, and is not, a substitute for the Loan Estimate of closing costs (LE) that you will receive once you apply for a loan. The actual fees, costs and monthly payment on your specific loan transaction may vary and may include additional fees and costs. Equal Housing Lender | Branch NMLS# 1103074. American Financial Network, Inc., DBA Ideal Lending, is not a government entity. Ideal Lending Solutions is licensed by the Florida Mortgage Lender Servicer Branch License (MLDB2928) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 1103074. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where AFN is a licensed lender. In all states, the principal licensed office of American Financial Network, Inc. is 10 Pointe Drive, Suite 330, Brea, CA 92821; Phone: (714) 831-4000 (NMLS ID#237341). This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products are not available in all areas. *A pre-approval does not constitute a loan commitment or guarantee of a loan. A pre-approval is subject to satisfactory appraisal, satisfactory title search, and no change in your financial condition.

The information provided above regarding approximate cost of closing fees, approximate total funds needed to close and the approximate total monthly payment (collectively referred to as approximate loan cost illustration) are only approximations. The actual fees, costs and monthly payment on your specific loan transaction may vary and may include additional fees and costs. Any credits shown in the illustration as paid by others (seller, lender or 3rd party) are not guaranteed and are dependent on factors outlined during your loan application interview.

This is an approximate loan cost illustration and is NOT a mortgage loan approval or commitment to lend.

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