News, Tips, & Guides

Homebuyer, homeowner, and Real Estate industry news, tips, and guides to help you throughout your home-buying journey and beyond. 

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Proven Strategies for Getting Client Reviews

As a real estate agent, harnessing the power of client reviews can significantly elevate your business. If you’re ready to gather impactful testimonials, here’s a straightforward ...
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Navigating Property Tax Appeals in Florida: A Step-by-Step Guide

Florida homeowners, have you ever opened your property tax bill and felt it was unfairly high? You’re not alone. With property taxes frequently on the rise, ...
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Can I Cancel My Mortage Insurance?

While U.S. home values have steadied in 2023, increases in recent years could possibly turn into a money-saving opportunity. If you have enough equity in your ...
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Making Homeownership Fur-Friendly: A Real Estate Guide for Pet Owners 

When you’re a pet owner, finding the perfect home goes beyond the number of bedrooms or the size of the kitchen. You need to consider your ...
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Can a Home Refinance Transform Your Financial Future? 

If you’re a homeowner, you’ve likely watched your property’s value rise to new heights in recent years. But have you ever considered how you can make ...
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Buying a Fixer-Upper: What You Need To Know

Four Things to Consider Before Buying a Fixer-Upper Home You’re likely aware of how expensive the home-buying process is. However, if you’re willing to put in ...
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Ideal Lending Solutions Announces Rebranding as Ideal Lending LLC

West Palm Beach, FL – July 25, 2023 – Ideal Lending Solutions, a leading mortgage lending company located in West Palm Beach, FL, is pleased to ...
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Navigating the Florida Real Estate Market

Buying your first home is an exciting milestone in life, and if you’re considering settling down in the sunny state of Florida, you’re in for a ...
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Preparing for Hurricane Season in Florida

Living in South Florida means being familiar with the risks associated with hurricanes. As the hurricane season approaches, it is essential to take proactive measures to ...
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Spring Maintenance Checklist for Florida Homeowners

With the days growing longer, Florida residents can enjoy the perfect weather to tackle maintenance and home improvement tasks before the heat of summer arrives. From ...
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Thinking of Pulling Cash Out of a Retirement Account?

If you’re thinking about withdrawing money from a retirement account for a downpayment on a new home, it’s important to understand the potential costs and penalties ...
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Your Checklist for an Easy Career-Related Relocation

Moving for a job is never easy, but it doesn’t have to be filled with stress and anxiety, either. Taking a few steps to get organized ...
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Florida Homestead Exemption – What You Need To Know

Florida residents who own and live in their house as their primary residence are eligible for exemptions that can reduce their property taxes. In order to ...
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Tips For Repairing Your Credit Report 

Most of the major purchases we make throughout our life will be affected by our credit scores, which will determine the prices we pay. Saving money ...
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FHA 203(h) Disaster Relief Loan

Through section 203(h), the Federal Government helps victims in Presidentially designated disaster areas recover by making it easier for them to get mortgages and become homeowners ...
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How does a 2-1 Rate Buydown work?

During the past couple of years, the housing market has been red hot and buyers often had to pay well above the asking price to have ...
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Tips To Keep Your Mortgage Loan On Track

As your lender, Ideal Lending is required to provide updates on all critical financial documentation that is over 30 days old prior to your closing. So ...
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What Are Construction Loans?

If you cannot find the right home to buy, you might be thinking about how much it will cost to build a new house or renovate ...
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9 Ways To Make Your Home Look Bigger For Buyers

There’s nothing wrong with compact, efficient homes. In fact, as purchase prices and energy consumption become bigger issues, the demand for small homes continues to grow! ...
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Stressed About Applying For A Mortgage? Here’s What To Do

Buying a home and applying for a mortgage—especially if you’ve never done it before—can be scary and complicated. There are so many things to consider and ...
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How to know if your home inspector is qualified?

Are you ready to make an offer on the “perfect” Florida home? A good home inspector can potentially be a lifesaver. By pointing out major flaws ...
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Manufactured Homes are back in fashion!

Manufactured Homes have been around for a long time. For a while, there was a stigma attached to owning one because they were not perceived as ...
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Homeowner’s Guide to Refinancing

We understand that refinancing is a big decision. Our licensed Mortgage Loan Originators are qualified to answer your questions as you determine if refinancing is right ...
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Beware of Deceptive Advertising in the Mortgage Industry

Shopping for a mortgage loan can seem overwhelming at times. Combine that with the “sounds too good to be true” advertising and you may find yourself ...
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How to Turn Your Home Into a Rental Property

Renting out your home rather than selling it can be a lucrative investment if done right. If you’re moving across the country and not ready to ...
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What Every Veteran May Need to Know About the VA Home Loan!

Let us show you How a VA Home Loan May Be the Key to Your Future and Future Home If you are a veteran, an active ...
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Are You Ready To Purchase A Home?

Buying a home is a big investment. So, when it comes to making an important decision like this, you want expert advice. We will walk you ...
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Your FICO® Score The Heartbeat of Your Financial Health

The FICO® Score which was introduced by Fair Isaac and Company in 1989 provided lenders with a purely financial evaluation of an individual’s creditworthiness exclusive of ...
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What is the Underwriting Process?

You are pre-approved, found a home you love, and made an offer. Now your loan is in underwriting. You might be wondering what that means! Here ...
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The Top 5 Real Estate Mistakes You Don’t Want To Make In A Divorce

Divorce can be stressful but with the help of Ideal Lending, the future of your mortgage doesn’t have to be. It starts with avoiding these common ...
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Selling Your Home In The New Year?

People choose to sell their homes for many reasons. Some sell to relocate for a new job, some outgrow their home and want to upgrade, while ...
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7 Steps To A Healthy Credit Score

The benefits of a healthy credit score should never be underestimated. Having and maintaining a good credit score can mean savings on insurance premiums, interest on ...
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Use Your Tax Refund To Invest In The Home of Your DREAMS!

Making the most of an income tax refund can mean different things to different people. For some, it is a chance to splurge; for others, it ...
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Ready to Trade-In Your Home? Perhaps You Should Remodel Instead!

Each year, millions of Americans move into the home of their dreams. As time goes by, families expand, kids grow older, and suddenly that home isn’t ...
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Improve Your Dream Home With A 203k Limited Loan!

203(k) loans are a great option for buying a fixer-upper and making improvements or repairs to increase the equity in your home. 203(k) loans allow you ...
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Realtors! Top 10 Reasons to Work with Ideal Lending

Our business and referral partners are the lifeblood of our industry. Building enduring relationships starts with building trust. At Ideal Lending, we know you work hard ...
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Buying a Home? Get Pre-Approved Today!

Congratulations! You’re finally ready to buy your own home. But before you head out house hunting, it’s important to know what price range you’re in. Only ...
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10 Mortgage Application Tips for Freelancers

You’ve been working as an independent contractor for years, and now, you want to buy your own home. However, if you’re a freelancer, how can you ...
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Why Smart Homebuyers Hire Home Inspectors

Buying a house involves purchasing the services of several professionals: lawyer, Realtor, appraiser, mover, etc. So the last thing you may want to do is hire ...
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Helping You Reach Your Homeownership Goals

Buying a home is a big investment. So, when it comes to making an important decision like this, you want expert advice. We will walk you ...
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Stronger Than Cancer 5K & Celebration of Life

Jupiter, Florida — Ideal Lending is proud to announce their Presenting Sponsorship for “Stronger Than Cancer 5k & Celebration of Life”. The run will take place ...
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Am I Eligible for a USDA Loan?

What Is a USDA Loan? A USDA loan is one that follows the guidelines set forth by the United States Department of Agriculture. The program is ...
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Don’t Let Refinancing Scare You!

Here’s how to make sure you’ll actually save money. There has never been a better time to buy a new home. Down payment and credit requirements ...
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5 Small Changes That Can Instantly Boost The Price When Selling Your Home

You don’t have to hire a professional stager to prepare your home for sale. Here are five proven tips that will help convince buyers to offer ...
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Why You Need A Pre-Approval Letter

In today’s marketplace, you need a pre-approval* letter. Not a prequalification letter… While they sound somewhat the same, they really mean two different things entirely and ...
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Maximizing The Resale Value Of Your Home With Strategic Landscaping

When planning renovations, don’t overlook the value of your yard. Nothing adds more immediate curb appeal than attractive landscaping. Choosing the right plan will definitely make ...
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Top Questions You Need Answers to Before Buying a Home!

How Do I Begin the Process of Buying a Home? Ideal Lending has helped thousands of first-time buyers make their dream of buying their first home ...
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Condo Insurance Simplified

Condominium Insurance is a little different than your standard homeowner’s insurance.  With a condominium, the association dues that are paid by all of the condo owners ...
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How To Buy A Fixer-Upper As Your First Home

Buying your first home is probably the biggest investment you can make. Buying a fixer-upper is even bigger. Not only will you need to find financing ...
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Mistakes To Avoid When Buying A Vacation Home

Thanks to aging Baby Boomers, the market for vacation properties is hotter than ever. But before you start shopping, here are some things to consider. Location. ...
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Closing Costs Explained

After saving for a down payment, finding the perfect home, and getting approved for a mortgage, closing costs can catch some home buyers by surprise. Mortgage ...
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What To Look For In A Mortgage Beyond Just A “Good Rate”

Sure, a low mortgage rate is important. But choosing your mortgage and lender based on rate alone can be a mistake. Here are some other things ...
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How To Avoid House Flipping Failures

Buying an undervalued house that needs work, fixing it up, then selling it at a profit can be a great way to make money. But for ...
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14 Habits That Help Build Happiness

Happiness can be broken down into the pursuit of three things: pleasure, engagement and meaning. It turns out the pursuit of pleasure contributes the least to ...
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Government vs. Conventional: What’s the Difference?

Government mortgages such as FHA, VA, and USDA are backed and insured by the U.S government, whereas conventional mortgages are insured by private lenders. Qualifications are ...
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Deciding When To Refinance Your Mortgage

With mortgage rates still near historic lows and the prospect of higher rates in the near future, is now a good time to refinance? Unfortunately, there’s ...
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How To Buy a Home Without An In-Person Visit

Today, more buyers are making offers on homes sight unseen. The reasons for this include being too busy for physical shopping, living on the other side ...
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3 Questions To Ask Your Mortgage Lender

Buying a home is a big investment as well as a complex and time-consuming transaction. Whether you’re brand new to home ownership or a seasoned purchaser, ...
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Eight Ways to Make the Most When SELLING YOUR HOME

People choose to sell their homes for many reasons. Some sell to relocate for a new job, some outgrow their home and want to upgrade, while ...
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Home Closing Checklist: 6 Things To Do Before You Move In

You’ve found the perfect home and your offer has been accepted. Congratulations! Now all you have to do is make sure the deal closes smoothly and ...
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Spend 30 minutes. Save BIG money!

Are you dreaming of buying a new house but don't have enough money saved for a down payment and closing costs?
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An Easy Way to Calculate How Much House You Can Afford

Before starting to look for that perfect home, take a close look at your finances. The reality is your dream home will remain a dream if ...
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Movers

5 Steps To A Stress-free Long Distance Move

Major life changes are always stressful. And moving from one city or region to another is definitely a major change. Here are 5 steps you can ...
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Why it’s important to price your house right.

When you list your house, you want it to sell fast and at a high price. In order for that to happen, it needs to be ...
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3 Ways To Access Your Home Equity

If you occasionally need quick access to cash, look no further than your home! As long as you’ve owned it for a while and built up ...
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25 Ways To Dramatically Increase The Value Of Your Home

Whether you are thinking of selling your home—or just want to spruce it up—here are some inexpensive ways to increase the value of your home. Some ...
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How to buy a house that’s not on the market.

In a competitive real estate market, it may be difficult to find the house you’re looking for. And when you finally find it, you could be ...
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Get Rid of Your Mortgage Insurance

Changes in the housing market could mean big savings for you!  Lack of inventory and a spike in purchases has caused a rise in home values. ...
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Stretches for Desk Workers

Whether you’re still working from home or going back to the office, chances are you’re sitting at a desk for most of the day. We’ve laid ...
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Taking the First Step into Home Ownership

Home Buyers Face Decisions that Affect Their Long-Term Financial Picture West Palm Beach, FL – Taking the step into homeownership is one of the most important ...
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The Ultimate Tips to Overcome Objections

Are you putting a ton of work into your sales process—working with a prospect for days, weeks, maybe even months—to get a deal to the finish ...
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6 Ways To Stop Paying Rent and Own Your Own Home

People fear what they don’t understand. A good example is the purchase of a home. The average consumer knows very little about the home buying process. ...
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Down Payments: How Much Do You Really Need?

This is one of the very first questions most first time home buyers ask themselves, “How much do I need for a down payment?” Saving up ...
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Understanding the Mortgage Credit Certificate Program

The Mortgage Credit Certificate Programs which are also known as MCC, allows homebuyers to claim a tax credit for a percentage of their paid mortgage interest ...
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5 tips for successful house shopping during a pandemic

Whether you’re house hunting during flu season or a pandemic, here are some strategies to help you find what you’re looking for while staying safe: Start ...
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3 questions to ask your mortgage lender

Buying a home is a big investment as well as a complex and time-consuming transaction. Whether you’re brand new to homeownership or a seasoned purchaser, you ...
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How to prepare your finances for a natural disaster or pandemic.

The thing about crisis situations is that you never know when to expect them. The only way to cope is by being prepared. Here’s how to ...
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When is it smart to pay off your mortgage early?

Being mortgage-free sounds wonderful. But as with most financial choices, there are pros and cons. Before using an inheritance, a raise or savings to pay off ...
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Making an Offer on a House? 11 Strategies to Win

So you’ve found your dream house and you’re ready to make an offer, but how do you make sure your offer stands out among all the ...
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Protect Your Clients from the Latest Loan Modification Scams!

You are the trusted real estate advisor so it’s likely that past clients will contact you when they are struggling with their mortgage payment or have ...
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How Do You Know If You Need a New Roof

Floridians are no strangers to extreme weather conditions. Whether it be the stifling heat and humidity during the summer months or the violent wind and rain ...
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Is it necessary to clean your phone?

The short answer is YES! Think of your phone as your third hand. Just like your other hands, it can pick up bacteria, viruses and fungi ...
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National Homeownership Month

The week of June 8, the U.S. Department of Housing and Urban Development (HUD) says, marks the beginning of Homeownership Month 2020—a time of year when ...
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Work-from-Home Productivity

How Does Stress Impact Your Work-from-Home Productivity? With the current situation, it’s natural that our stress levels may be significantly higher than usual. With many professionals ...
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Choosing the right Realtor and Lender

Why the Right Realtor Makes All the Difference When It Comes to Selling Your Home: The Realtor’s role is critical in the home selling process. The ...
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4 Great Podcasts for Your Work-From-Home Lunch Hour

With so many professionals working at home of late, it’s worth diving into the strategies and resources that can help them excel. Though it can be ...
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The Habits That Help Loan Officers Excel

If you’re looking for ways to fuel improvement and accelerate success, habits are the perfect place to start. Sure, these actions may seem small, but their ...
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Are You Productive Enough?

Loan officers committed to growing their business need to make productivity a top priority. Otherwise, they risk collapsing under their success. As business grows, so do ...
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Safety Tips for Real Estate Agents

According to the National Association of Realtors (NAR) Member Safety Survey, almost half of female Realtors and one in four male Realtors have experienced a situation ...
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Three Reasons to Refinance Your Mortgage

Working in the West Palm Beach (Palm Beach County) mortgage industry for many years we have assisted and advised many clients looking to refinance their mortgage. ...
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When Can I Remove My Mortgage Insurance?

Did you know that when you have paid down your mortgage loan balance, or your property value has increased, you may be eligible to eliminate your ...
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Tweak Your Withholding Taxes

Remember filling out a W-4 form when you were first hired? It’s the form that determines how much money your employer withholds from your paycheck to ...
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FHA Condos Are Back

FHA to make financing easier for condo owners New FHA condo rules will give affordability a boost! The U.S. Department of Housing and Urban Development (HUD) ...
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Mortgage Closing Scams: Protect Yourself!

Closing on a new home can be one of your most memorable life moments. It’s the final and one of the most critical stages in the ...
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Turn Your Home into a Top-Notch Vacation Rental

What You Need to Know to Turn Your Home into a Top-Notch Vacation Rental Privately owned vacation rentals are a booming business as of late. Homeowners ...
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Should You Consider Buying an Airbnb Florida Investment Property?

Have you thought about buying an Airbnb investment property but are not sure where to start? I’m sure you have noticed Airbnb rental in the sunshine ...
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Consumer Awareness – Wire Fraud

At Ideal Lending, keeping our customer’s personal information private and secure is a top priority. We will remain vigilant against wire fraud through clear communication at ...
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Realtor handing keys to homeowner

Are Closing Costs Tax Deductible Under the New Tax Law?

Here’s the scoop on what’s tax deductible when buying a house. Are closing costs tax deductible? What about mortgage interest? Or property taxes? The answer is, maddeningly, ...
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Are You Getting the Home Tax Deductions You’re Entitled To?

Owning a home can pay off at tax time. If you’re eligible, take advantage of these home ownership-related tax deductions and strategies to lower your tax ...
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Home inspector in home

What to Expect During a Home Inspection

Buying a home is an exciting journey, and the home inspection is a crucial step in the process. It may evoke mixed emotions, ranging from excitement ...
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What You Should Really Know About Browsing for Homes Online

Oh, let’s just admit it, shall we? Browsing for homes online is a window shopper’s Shangri-La. The elegantly decorated rooms, the sculpted gardens, the colorful front ...
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Tips for Investing in Rental Properties

Investing in real estate has great potential for passive income. It can also be part of your retirement planning by selling the home and getting a ...
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What Happens When Your Appraisal Comes in High…or Too Low

What does it mean when the appraisal doesn’t match your offer? When buyers and sellers come to an agreement on the price of a home, it’s ...
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Home Buying Process

Whether you are an experienced homebuyer or buying your first home, the process can be overwhelming. We’ve highlighted 15 steps in the home buying process to ...
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6 Costs Homeowners Overlook and How to Pay for Them

For many people, a house is the biggest investment they’ll ever make. And whether you’re a first-time homeowner or you’re buying your third property, you’re bound ...
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yellow home in Florida

How to Ensure You’re Buying the Perfect Home

For most people, buying a home is the biggest investment they’ll make in their life. Not only is it a huge financial undertaking, but your final ...
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First-time Home Buyer Grants

Does the Federal Government Offer First-Time Home Buyer Grants? You know home prices have jumped and buying your first home can be a stretch. “First Time ...
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10 Important Tips for First time Homebuyers

Congratulations! Buying your first home is very exciting and a major milestone in your life. While it is a big investment, it is also your first ...
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Purchase the home of your dreams!

Purchase the home of your dreams with a HomeReady® Mortgage Loan HomeReady® was designed by Fannie Mae to make purchasing a home more affordable for borrowers. ...
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Want to Retire in the Home of your Dreams?

The Home Equity Conversion Mortgage (HECM) is commonly known as a “Reverse Mortgage.” HECM loans were created in the 1980’s as a government-insured loan to help ...
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Home for sale sign

Approved Sources for Down Payment and Closing Cost Funds

Whether you’re a first time home buyer or getting ready to retire and buy your “forever” home, you’ll need to consider how much you’ll need to ...
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The FHA 203(k) Loan Program Explained

The FHA 203(k) loan has somewhat of a funny name. The (k) refers to a specific section with FHA’s lending guidelines. A FHA 203(b) refers to ...
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Seniors standing in home

Florida ranks in Top 10 of Kiplinger’s 2018 “Where To Retire” list

NEW YORK – May 9, 2018 – In contemplating retirement, the big question tends to be when to retire? Or, perhaps, how much money do you ...
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Unlock Homeownership: Discover the Fannie Mae 3% Down Mortgage Loan

Hello, homebuyers! Are you considering purchasing a home but worried about affording a large down payment? The Fannie Mae 3% down mortgage loan might be just ...
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10 Problems to Avoid When Buying or Selling a Home

There is nothing worse than making an important decision without having all the information. A lack of preparation can result in mistakes that can cost you ...
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Finding the Right House

Are you ready to make that leap from renting to owning a home of your own? Before you begin your search for a home, it’s important ...
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Top Mistakes of 1st Time HomeBuyers

MISTAKE 1: Start House Hunting Without A Pre-Approval Imagine finding and falling in love with a house you can’t afford. Starting your search without a pre-approval* ...
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Stop Paying Your Landlord’s Mortgage

Invest In Yourself Are you tired of paying rent? Don’t miss out on fulfilling your dream of homeownership. Put your hard-earned money to work for you, ...
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Tips to keep your Loan on Track

As your lender, Ideal Lending is required to provide updates on all critical financial documentation that is over 30 days old prior to your closing. So, ...
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home with for sale sign in the front

House Hunting Tips

Internet Stay on top of newly listed houses on the MLS. You can access MLS listings via a Realtor, or search online via a home search ...
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Realtor walking into house

Income Tax Deductions For Real Estate Agents

This is a list of possible income tax deductions available to real estate agents.  Be sure to review with a tax professional to ensure that these deductions ...
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Couple sitting around moving boxes

What Happens After The Closing

It is recommended you keep all records pertaining to your home together in a safe place, including all purchase documents, insurance, maintenance and improvements. Keys To ...
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Owning a Home Can Save You Money At Tax Time

10 Ways to Save From almost the very beginning, homeownership has been the financial foundation for the American dream. If you’re like most of us, purchasing ...
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Steps To Home Ownership

What can you afford, how much money do you need and when can you buy? Select a qualified, experienced mortgage lender that you feel comfortable with and get ...
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Renters Have Much to Gain by Pursuing Home Ownership

Buying a home vs. renting is a big decision that takes careful consideration, as most mortgage consultants will agree. But the rewards of homeownership are great. ...
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Asking Yourself The Right Questions When Buying A Home

How much can I afford? Knowing just how much house you can afford will make your search much easier. This is probably the most important question ...
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10 Problems to Avoid When Buying or Selling a Home

There is nothing worse than making an important decision without having all the information. A lack of preparation can result in mistakes that can cost you ...
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Down Payment Assistance

If you’re a low or middle-income home buyer who qualifies for an FHA first mortgage but could use some down payment assistance, Ideal Lending may have the answer. ...
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Need To Know: Getting Your Loan Approved

Ideal Lending West Palm Beach mortgage originators understand that finding the perfect home is something special. You’ve searched far and wide for the home that has everything ...
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West Palm Beach Market Update – February 2017

Are you looking to buy a home in South Florida? If so, join the line! In a recent article posted on the Sun Sentinel, the author noted that ...
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Prepare Financially for Buying a Home

Four things you can do to prepare financially for buying a home Let’s face it, you don’t buy a house every day. Even if this isn’t ...
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Three Reasons You Should Consider a Mortgage Broker

Three Reasons You Should Consider a West Palm Beach Mortgage Broker Generally, there are two ways to get a mortgage in Florida. You can use a ...
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Local hero nominated for Christmas Miracle

Wellington, FL – Wellington’s own everyday hero Frank G. was nominated by Kathleen Williams, NMLS# 1066793 of Ideal Lending to be a recipient of Homes for Heroes 12 ...
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FHFA Increases 2017 Baseline Conforming Loan Limits

Increases in the Max Conforming Loan Limits May Give Your Clients Access to More Expensive Properties West Palm Beach, FL – It’s no secret that home prices ...
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3 Scary Money Myths That Make No Cents!

West Palm Beach, FL – Ever since we were children, we’ve heard and repeated familiar sayings about money. One favorite of parents everywhere is, “Money doesn’t grow on ...
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13 Mistakes Home Buyers Make and How To Avoid Them

Buying a home? Avoid These Common Home Buyer Mistakes! West Palm Beach, FL – For most of us, buying a home is the single biggest financial transaction ...
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10 Bold Predictions for the Mortgage Industry

In an industry that is constantly changing, it can be hard to keep up with everything going on. Here are 10 bold mortgage predictions that will ...
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Buying vs Renting a Home

How much could you be saving by buying a home? West Palm Beach, FL – How much could you be saving by buying a home? Let’s calculate ...
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2 people discussing about listing contract

Realtors: When Should You Walk Away from a Listing?

West Palm Beach, FL – Have you ever thought about walking away from a listing? While there are probably reasons too numerous to name, I wanted to ...
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Your Taxpayer Rights

West Palm Beach, FL – There are 3 letters that strike fear into the hearts of Americans—I-R-S! And the very thought of being audited by them—usually turns ...
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Ideal Lending Teams Up with Habitat for Humanity of Palm Beach County

West Palm Beach, FL – Ideal Lending LLC will join members of Habitat for Humanity of Palm Beach County on the morning of Saturday, May 14, ...
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Increase the sale price of your home

West Palm Beach, FL – Getting a higher price when you sell your home doesn’t have to involve a bunch of expensive renovations. Here are some ...
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Rising Homeownership Rates

West Palm Beach, FL – The National Association of Hispanic Real Estate Professionals (NAHREP) generates a yearly report, the State of Hispanic Homeownership Report, that examines ...
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WOOP Your Goals Into Success

West Palm Beach, FL – Dr. Gabriele Oettingen, psychologist, researcher and author of the book “Rethinking Positive Thinking,” says we’ve been inundated with advice to think positively ...
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7 Common Misconceptions about Credit Reports

There are a lot of misconceptions about what information (about you) becomes part of your credit report. West Palm Beach, FL – Some of it is ...
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Ways To Avoid Student Loan Debt

How to Avoid Massive Student Loan Debt Miami, FL – As you make plans for your children’s post-secondary education, keep in mind that the average student’s ...
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8 Things Real Estate Agents can do to help with the Appraisal Process

Realtors have more control working with an appraiser—more than they think they do. West Palm Beach, FL – According to FloridaRealtors.org, “One out of five real ...
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Planning For Prosperity In the New Year

Planning for prosperity: simple, bedrock rules on personal finance. West Palm Beach, FL – Smart money strategies aren’t more complicated than you think. They’re simpler! Here are some ...
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Mortgage Loan Preapproval

Why Get a Mortgage Pre-Approval?

Don’t mistake a Mortgage Pre-Qualification for a Mortgage Pre-Approval* West Palm Beach, FL – There’s a big difference between being Pre-Approved for a home mortgage and Pre-Qualified. Homebuyers who ...
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Steps to Protect Your Credit During a Divorce

Ensure Your Credit Remains Intact Through a Divorce West Palm Beach, FL – When a marriage ends in divorce, the lives of those involved are changed forever. During ...
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Preparing Your Home for a Property Appraisal

West Palm Beach, FL – You’ve sold your home. Or, you are thinking of refinancing your current mortgage. One of the things that the lender will require is a ...
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