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Homebuyer and homeowner news, tips, and guides to help you throughout your home buying journey and beyond. 

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FHA 203(h) Disaster Relief Loan

Through section 203(h), the Federal Government helps victims in Presidentially designated disaster areas recover by making it easier for them to get mortgages and become homeowners or re-establish themselves as homeowners. This program …

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How To Cancel Mortgage Insurance

While U.S. home values have steadied in 2022, increases in recent years could possibly turn into a money-saving opportunity. If you have enough equity in your primary home and made your mortgage payments …

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How does a 2-1 Rate Buydown work?

During the past couple of years, the housing market has been red hot and buyers often had to pay well above the asking price to have their offer accepted. Additionally, the transaction was …

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Tips To Keep Your Mortgage Loan On Track

As your lender, Ideal Lending Solutions is required to provide updates on all critical financial documentation that is over 30 days old prior to your closing. So whether you’re buying a home or …

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What Are Construction Loans?

If you cannot find the right home to buy, you might be thinking about how much it will cost to build a new house or renovate the one you currently call home. The …

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9 Ways To Make Your Home Look Bigger For Buyers

There’s nothing wrong with compact, efficient homes. In fact, as purchase prices and energy consumption become bigger issues, the demand for small homes continues to grow! Here are some cheap and easy ways …

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Stressed About Applying For A Mortgage? Here’s What To Do

Buying a home and applying for a mortgage—especially if you’ve never done it before—can be scary and complicated. There are so many things to consider and steps to take. The best way to …

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How to know if your home inspector is qualified?

Are you ready to make an offer on the “perfect” Florida home? A good home inspector can potentially be a life saver. By pointing out major flaws that might need to be fixed, …

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Manufactured Homes are back in fashion!

Manufactured Homes have been around for a long time. For a while, there was a stigma attached to owning one because they were not perceived as possessing the style or quality of a …

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Homeowner’s Guide to Refinancing

We understand that refinancing is a big decision. Our licensed Mortgage Loan Originators are qualified to answer your questions as you determine if refinancing is right for you. We will walk you through …

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Beware of Deceptive Advertising in the Mortgage Industry

Shopping for a mortgage loan can seem overwhelming at times. Combine that with the “sounds too good to be true” advertising and you may find yourself questioning your decisions. The reality is that …

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How to Turn Your Home Into a Rental Property

Renting out your home rather than selling it can be a lucrative investment if done right. If you’re moving across the country and not ready to sell your home or have the funds …

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What Every Veteran May Need to Know About the VA Home Loan!

Let us show you How a VA Home Loan May Be the Key to Your Future and Future Home If you are a veteran, an active duty service member (of any military branch), …

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Are You Ready To Purchase A Home?

Buying a home is a big investment. So, when it comes to making an important decision like this, you want expert advice. We will walk you through each step of the mortgage lending …

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Your FICO® Score The Heartbeat of Your Financial Health

The FICO® Score which was introduced by Fair Isaac and Company in 1989 provided lenders with a purely financial evaluation of an individual’s creditworthiness exclusive of race, ethnicity, religious affiliation, national origin, gender, …

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What is the Underwriting Process?

You are pre-approved, found a home you love, and made an offer. Now your loan is in underwriting. You might be wondering what that means! Here is a brief overview of the process. …

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The Top 5 Real Estate Mistakes You Don’t Want To Make In A Divorce

Divorce can be stressful but with the help of Ideal Lending Solutions, the future of your mortgage doesn’t have to be. It starts with avoiding these common mistakes. Not having a pre-divorce home …

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Selling Your Home In The New Year?

People choose to sell their homes for many reasons. Some sell to relocate for a new job, some outgrow their home and want to upgrade, while others want to downsize. Whatever the reason …

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7 Steps To A Healthy Credit Score

The benefits of a healthy credit score should never be underestimated. Having and maintaining a good credit score can mean savings on insurance premiums, interest on a car loan, as well as interest …

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Use Your Tax Refund To Invest In The Home of Your DREAMS!

Making the most of an income tax refund can mean different things to different people. For some, it is a chance to splurge; for others, it might be a great way to add …

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Ready to Trade-In Your Home? Perhaps You Should Remodel Instead!

Each year, millions of Americans move into the home of their dreams. As time goes by, families expand, kids grow older, and suddenly that home isn’t quite so perfect anymore. Or perhaps you …

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Improve Your Dream Home With A 203k Limited Loan!

203(k) loans are a great option for buying a fixer-upper and making improvements or repairs to increase the equity in your home. 203(k) loans allow you to finance the purchase of a home …

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Realtors! Top 10 Reasons to Work with Ideal Lending

Our business and referral partners are the lifeblood of our industry. Building enduring relationships starts with building trust. At Ideal Lending Solutions, we know you work hard to find prospective clients. To acquire …

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Buying a Home? Get Pre-Approved Today!

Congratulations! You’re finally ready to buy your own home. But before you head out house hunting, it’s important to know what price range you’re in. Only by getting pre-approved can you know exactly …

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10 Mortgage Application Tips for Freelancers

You’ve been working as an independent contractor for years, and now, you want to buy your own home. However, if you’re a freelancer, how can you prove that you can make your mortgage …

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Why Smart Homebuyers Hire Home Inspectors

Buying a house involves purchasing the services of several professionals: lawyer, Realtor, appraiser, mover, etc. So the last thing you may want to do is hire another professional. However, hiring a home inspector …

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Helping You Reach Your Homeownership Goals

Buying a home is a big investment. So, when it comes to making an important decision like this, you want expert advice. We will walk you through each step of the lending process …

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Stronger Than Cancer 5K & Celebration of Life

Jupiter, Florida — Ideal Lending Solutions is proud to announce their Presenting Sponsorship for “Stronger Than Cancer 5k & Celebration of Life”. The run will take place on October 23, 2021, in Jupiter, …

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Am I Eligible for a USDA Loan?

What Is a USDA Loan? A USDA loan is one that follows the guidelines set forth by the United States Department of Agriculture. The program is designed to help those who wish to …

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Don’t Let Refinancing Scare You!

Here’s how to make sure you’ll actually save money. There has never been a better time to buy a new home. Down payment and credit requirements are less restrictive than they were a …

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5 Small Changes That Can Instantly Boost The Price When Selling Your Home

You don’t have to hire a professional stager to prepare your home for sale. Here are five proven tips that will help convince buyers to offer a higher price: Clean every surface. Buyers …

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Why You Need A Pre-Approval Letter

In today’s marketplace, you need a pre-approval* letter. Not a prequalification letter… While they sound somewhat the same, they really mean two different things entirely and if you have the wrong letter in …

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Maximizing The Resale Value Of Your Home With Strategic Landscaping

When planning renovations, don’t overlook the value of your yard. Nothing adds more immediate curb appeal than attractive landscaping. Choosing the right plan will definitely make your home more salable. But even if …

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Top Questions You Need Answers to Before Buying a Home!

How Do I Begin the Process of Buying a Home? Ideal Lending Solutions has helped thousands of first-time buyers make their dream of buying their first home come true. So how do you …

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Condo Insurance Simplified

Condominium Insurance is a little different than your standard homeowner’s insurance.  With a condominium, the association dues that are paid by all of the condo owners will generally cover the unit that you …

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How To Buy A Fixer-Upper As Your First Home

Buying your first home is probably the biggest investment you can make. Buying a fixer-upper is even bigger. Not only will you need to find financing like you would for any real estate …

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Mistakes To Avoid When Buying A Vacation Home

Thanks to aging Baby Boomers, the market for vacation properties is hotter than ever. But before you start shopping, here are some things to consider. Location. Obviously, it’s got to be in an …

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Closing Costs Explained

After saving for a down payment, finding the perfect home, and getting approved for a mortgage, closing costs can catch some home buyers by surprise. Mortgage closing costs typically run from 2% to …

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What To Look For In A Mortgage Beyond Just A “Good Rate”

Sure, a low mortgage rate is important. But choosing your mortgage and lender based on rate alone can be a mistake. Here are some other things to consider that can save you significant …

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How To Avoid House Flipping Failures

Buying an undervalued house that needs work, fixing it up, then selling it at a profit can be a great way to make money. But for every flip that ends in fortune, there …

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14 Habits That Help Build Happiness

Happiness can be broken down into the pursuit of three things: pleasure, engagement and meaning. It turns out the pursuit of pleasure contributes the least to happiness. Most of our happiness comes from …

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Government vs. Conventional: What’s the Difference?

Government mortgages such as FHA, VA, and USDA are backed and insured by the U.S government, whereas conventional mortgages are insured by private lenders. Qualifications are more lenient for government-backed loans, and both …

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Deciding When To Refinance Your Mortgage

With mortgage rates still near historic lows and the prospect of higher rates in the near future, is now a good time to refinance? Unfortunately, there’s no easy answer to that question. Locking …

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How To Buy a Home Without An In-Person Visit

Today, more buyers are making offers on homes sight unseen. The reasons for this include being too busy for physical shopping, living on the other side of the country, feeling totally comfortable with …

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3 Questions To Ask Your Mortgage Lender

Buying a home is a big investment as well as a complex and time-consuming transaction. Whether you’re brand new to home ownership or a seasoned purchaser, you need the support and advice of …

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Eight Ways to Make the Most When SELLING YOUR HOME

People choose to sell their homes for many reasons. Some sell to relocate for a new job, some outgrow their home and want to upgrade, while others want to downsize. Whatever the reason …

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Home Closing Checklist: 6 Things To Do Before You Move In

You’ve found the perfect home and your offer has been accepted. Congratulations! Now all you have to do is make sure the deal closes smoothly and on time. To help ensure success, here’s …

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Couple signing contract

Spend 30 minutes. Save BIG money!

Are you dreaming of buying a new house but don’t have enough money saved for a down payment and closing costs?

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An Easy Way to Calculate How Much House You Can Afford

Before starting to look for that perfect home, take a close look at your finances. The reality is your dream home will remain a dream if you can’t afford it. Here’s how to …

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5 Steps To A Stress-free Long Distance Move

Major life changes are always stressful. And moving from one city or region to another is definitely a major change. Here are 5 steps you can take to help eliminate the stress of …

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House with a for sale sign

Why it’s important to price your house right.

When you list your house, you want it to sell fast and at a high price. In order for that to happen, it needs to be priced right. But this is where it …

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family playing in front of house

3 Ways To Access Your Home Equity

If you occasionally need quick access to cash, look no further than your home! As long as you’ve owned it for a while and built up some equity, the cash you need is …

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woman painting wall

25 Ways To Dramatically Increase The Value Of Your Home

Whether you are thinking of selling your home—or just want to spruce it up—here are some inexpensive ways to increase the value of your home. Some require plain old elbow grease. Some require …

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picture of a house

How to buy a house that’s not on the market.

In a competitive real estate market, it may be difficult to find the house you’re looking for. And when you finally find it, you could be outbid by another buyer. That’s why many …

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Best of Palm Beach County Finalist

We appreciate your vote! Steve Prince (Loan Officer, NMLS# 355013) and Ideal Lending Solutions is among the top 5 finalists for The Best Mortgage Lender in Palm Beach County in The Best of …

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2021 Loan Limit Increase

Searching for a home in today’s competitive market? We have good news for you! If you’ve been in search of a home in today’s competitive market, Ideal Lending Solutions, A Division of American …

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Couple sitting on couch researching options

Get Rid of Your Mortgage Insurance

Changes in the housing market could mean big savings for you!  Lack of inventory and a spike in purchases has caused a rise in home values. This means that you may have enough …

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Stretches for Desk Workers

Whether you’re still working from home or going back to the office, chances are you’re sitting at a desk for most of the day. We’ve laid out some important stretches that you can …

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Taking the First Step into Home Ownership

Home Buyers Face Decisions that Affect Their Long-Term Financial Picture West Palm Beach, FL – Taking the step into homeownership is one of the most important financial decisions a person will make in …

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The Ultimate Tips to Overcome Objections

Are you putting a ton of work into your sales process—working with a prospect for days, weeks, maybe even months—to get a deal to the finish line? Just to see it fall through …

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Woman and dog sitting on couch

6 Ways To Stop Paying Rent and Own Your Own Home

People fear what they don’t understand. A good example is the purchase of a home. The average consumer knows very little about the home buying process. Between finding the right house, making sure …

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family signing contract

Down Payments: How Much Do You Really Need?

This is one of the very first questions most first time home buyers ask themselves, “How much do I need for a down payment?” Saving up for a down payment can be one …

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Understanding the Mortgage Credit Certificate Program

The Mortgage Credit Certificate Programs which are also known as MCC, allows homebuyers to claim a tax credit for a percentage of their paid mortgage interest each year.  It is a dollar-for-dollar reduction …

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5 tips for successful house shopping during a pandemic

Whether you’re house hunting during flu season or a pandemic, here are some strategies to help you find what you’re looking for while staying safe: Start with a video tour. Get an overall …

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couple talking to mortgage lender

3 questions to ask your mortgage lender

Buying a home is a big investment as well as a complex and time-consuming transaction. Whether you’re brand new to homeownership or a seasoned purchaser, you need the support and advice of a …

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Husband and wife preparing finances

How to prepare your finances for a natural disaster or pandemic.

The thing about crisis situations is that you never know when to expect them. The only way to cope is by being prepared. Here’s how to prepare your finances to help you make …

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picture of a house

When is it smart to pay off your mortgage early?

Being mortgage-free sounds wonderful. But as with most financial choices, there are pros and cons. Before using an inheritance, a raise or savings to pay off your mortgage early, here are some things …

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women typing on a laptop

Making an Offer on a House? 11 Strategies to Win

So you’ve found your dream house and you’re ready to make an offer, but how do you make sure your offer stands out among all the others? How do you make your offer …

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Man holding head over computer

Protect Your Clients from the Latest Loan Modification Scams!

You are the trusted real estate advisor so it’s likely that past clients will contact you when they are struggling with their mortgage payment or have received information in the mail on loan …

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picture of a house

How Do You Know If You Need a New Roof

Floridians are no strangers to extreme weather conditions. Whether it be the stifling heat and humidity during the summer months or the violent wind and rain delivered at hurricane season, the sunshine state, …

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Woman cleaning phone

Is it necessary to clean your phone?

The short answer is YES! Think of your phone as your third hand. Just like your other hands, it can pick up bacteria, viruses and fungi from constant touching. A 2019 study found …

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Realtor handing keys to borrower

National Homeownership Month

The week of June 8, the U.S. Department of Housing and Urban Development (HUD) says, marks the beginning of Homeownership Month 2020—a time of year when HUD, the Federal Housing Administration (FHA) and …

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Woman working from home

Work-from-Home Productivity

How Does Stress Impact Your Work-from-Home Productivity? With the current situation, it’s natural that our stress levels may be significantly higher than usual. With many professionals trying to work from home and manage …

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Realtor showing family house

Choosing the right Realtor and Lender

Why the Right Realtor Makes All the Difference When It Comes to Selling Your Home: The Realtor’s role is critical in the home selling process. The right Realtor is an experienced salesperson and …

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woman listening to podcast

4 Great Podcasts for Your Work-From-Home Lunch Hour

With so many professionals working at home of late, it’s worth diving into the strategies and resources that can help them excel. Though it can be tempting to work through your lunch, taking …

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Loan Officers clapping hands

The Habits That Help Loan Officers Excel

If you’re looking for ways to fuel improvement and accelerate success, habits are the perfect place to start. Sure, these actions may seem small, but their impact can be significant. The first place …

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Are You Productive Enough?

Loan officers committed to growing their business need to make productivity a top priority. Otherwise, they risk collapsing under their success. As business grows, so do work demands. Loan officers need to have …

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realtor standing in front of home

Safety Tips for Real Estate Agents

According to the National Association of Realtors (NAR) Member Safety Survey, almost half of female Realtors and one in four male Realtors have experienced a situation in the past year that made them …

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Beautiful Florida house

Three Reasons to Refinance Your Mortgage

Working in the West Palm Beach (Palm Beach County) mortgage industry for many years we have assisted and advised many clients looking to refinance their mortgage. All our clients had questions about refinancing. …

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When Can I Remove My Mortgage Insurance?

Did you know that when you have paid down your mortgage loan balance, or your property value has increased, you may be eligible to eliminate your monthly mortgage insurance? Step One: Know Your …

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Tweak Your Withholding Taxes

Remember filling out a W-4 form when you were first hired? It’s the form that determines how much money your employer withholds from your paycheck to pay federal and state taxes—based upon the …

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Condominium building

FHA Condos Are Back

FHA to make financing easier for condo owners New FHA condo rules will give affordability a boost! The U.S. Department of Housing and Urban Development (HUD) released new guidance on FHA-insured condominium financing. …

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Homebuyers shaking hands

Mortgage Closing Scams: Protect Yourself!

Closing on a new home can be one of your most memorable life moments. It’s the final and one of the most critical stages in the home-buying journey, but with the exchange of …

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Downtown Charleston

Turn Your Home into a Top-Notch Vacation Rental

What You Need to Know to Turn Your Home into a Top-Notch Vacation Rental Privately owned vacation rentals are a booming business as of late. Homeowners are learning how to make some solid …

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Deerfield Beach Florida

Should You Consider Buying an Airbnb Florida Investment Property?

Have you thought about buying an Airbnb investment property but are not sure where to start? I’m sure you have noticed Airbnb rental in the sunshine state is thriving. Airbnb released new data …

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Consumer Awareness – Wire Fraud

At Ideal Lending Solutions, keeping our customer’s personal information private and secure is a top priority. We will remain vigilant against wire fraud through clear communication at all times. Here are a few …

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Realtor handing keys to homeowner

Are Closing Costs Tax Deductible Under the New Tax Law?

Here’s the scoop on what’s tax deductible when buying a house. Are closing costs tax deductible? What about mortgage interest? Or property taxes? The answer is, maddeningly, “It depends.” Basically, you’ll want to itemize …

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man calculating taxes

Are You Getting the Home Tax Deductions You’re Entitled To?

Owning a home can pay off at tax time. If you’re eligible, take advantage of these home ownership-related tax deductions and strategies to lower your tax bill: Mortgage Interest Deduction To claim the  mortgage …

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Home inspector in home

What to Expect During a Home Inspection

The first thing you need to know about home inspection: You’ll feel all the feels. There’s the excitement — the inspection could be the longest time you’re in the house, after the showing. …

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Man searching for homes online

What You Should Really Know About Browsing for Homes Online

Oh, let’s just admit it, shall we? Browsing for homes online is a window shopper’s Shangri-La. The elegantly decorated rooms, the sculpted gardens, the colorful front doors that just pop with those “come …

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Tips for Investing in Rental Properties

Investing in real estate has great potential for passive income. It can also be part of your retirement planning by selling the home and getting a big chunk of equity. It also comes …

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home with for sale sign

What Happens When Your Appraisal Comes in High…or Too Low

What does it mean when the appraisal doesn’t match your offer? When buyers and sellers come to an agreement on the price of a home, it’s the end result of the lowest the …

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Home Buying Process

Whether you are an experienced homebuyer or buying your first home, the process can be overwhelming. We’ve highlighted 15 steps in the home buying process to prepare you for this exciting step in …

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6 Costs Homeowners Overlook and How to Pay for Them

For many people, a house is the biggest investment they’ll ever make. And whether you’re a first-time homeowner or you’re buying your third property, you’re bound to end up covering some unexpected expenses. …

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yellow home in Florida

How to Ensure You’re Buying the Perfect Home

For most people, buying a home is the biggest investment they’ll make in their life. Not only is it a huge financial undertaking, but your final choice is a decision you’ll be living …

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First-time Home Buyer Grants

Does the Federal Government Offer First-Time Home Buyer Grants? You know home prices have jumped and buying your first home can be a stretch. “First Time Home Buyer Federal Grants” is a common …

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10 Important Tips for First time Homebuyers

Congratulations! Buying your first home is very exciting and a major milestone in your life. While it is a big investment, it is also your first step toward creating wealth and security for …

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Purchase the home of your dreams!

Purchase the home of your dreams with a HomeReady® Mortgage Loan HomeReady® was designed by Fannie Mae to make purchasing a home more affordable for borrowers. Creditworthy, low-to-moderate income buyers may be able …

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Elderly couple standing in front of house

Want to Retire in the Home of your Dreams?

The Home Equity Conversion Mortgage (HECM) is commonly known as a “Reverse Mortgage.” HECM loans were created in the 1980’s as a government-insured loan to help homeowners 62 and older convert some of …

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Home for sale sign

Approved Sources for Down Payment and Closing Cost Funds

Whether you’re a first time home buyer or getting ready to retire and buy your “forever” home, you’ll need to consider how much you’ll need to have for a down payment as well …

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bathroom remodel

The FHA 203(k) Loan Program Explained

The FHA 203(k) loan has somewhat of a funny name. The (k) refers to a specific section with FHA’s lending guidelines. A FHA 203(b) refers to yet another and is the most common …

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Seniors standing in home

Florida ranks in Top 10 of Kiplinger’s 2018 “Where To Retire” list

NEW YORK – May 9, 2018 – In contemplating retirement, the big question tends to be when to retire? Or, perhaps, how much money do you need to retire? But where to retire …

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Questions About 3% Down?

Who is eligible for a Fannie Mae 3% down mortgage loan? A 3% down mortgage is best suited for responsible homebuyers who may not have the financial resources to make a large down …

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Could you use a Reverse Mortgage in Retirement?

Throughout your working life, you’ve dreamed of retirement. But wait a minute! How’s your retirement income going to pay for property taxes, unexpected medical bills, rising energy and utility expenses, and the overall …

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handing keys over to new homeowners

10 Problems to Avoid When Buying or Selling a Home

There is nothing worse than making an important decision without having all the information. A lack of preparation can result in mistakes that can cost you thousands of dollars. At Ideal Lending Solutions, …

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dog sitting in living room

Finding the Right House

Are you ready to make that leap from renting to owning a home of your own? Before you begin your search for a home, it’s important to identify the type and style you’d …

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couple searching for home

Top Mistakes of 1st Time HomeBuyers

MISTAKE 1: Start House Hunting Without A Pre-Approval Imagine finding and falling in love with a house you can’t afford. Starting your search without a pre-approval* can mean wasted time and disappointment. Save …

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family moving into house

Stop Paying Your Landlord’s Mortgage

Invest In Yourself Are you tired of paying rent? Don’t miss out on fulfilling your dream of homeownership. Put your hard-earned money to work for you, not your landlord. At Ideal Lending Solutions, …

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House with sold sign in the front yard

Tips to keep your Loan on Track

As your lender, Ideal Lending Solutions is required to provide updates on all critical financial documentation that is over 30 days old prior to your closing. So, whether you’re buying a home or …

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home with for sale sign in the front

House Hunting Tips

Internet Stay on top of newly listed houses on the MLS. You can access MLS listings via a Realtor, or search online via a home search website. This will help you schedule a …

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Realtor walking into house

Income Tax Deductions For Real Estate Agents

This is a list of possible income tax deductions available to real estate agents.  Be sure to review with a tax professional to ensure that these deductions apply to your tax situation. Advertising Billboard, …

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Couple sitting around moving boxes

What Happens After The Closing

It is recommended you keep all records pertaining to your home together in a safe place, including all purchase documents, insurance, maintenance and improvements. Keys To Home You have been supplied with a …

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Owning a Home Can Save You Money At Tax Time

10 Ways to Save From almost the very beginning, homeownership has been the financial foundation for the American dream. If you’re like most of us, purchasing a home is the largest investment you’ll …

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a couple standing in front of a for sale sign

Steps To Home Ownership

What can you afford, how much money do you need and when can you buy? Select a qualified, experienced mortgage lender that you feel comfortable with and get the answers to these questions. Your loan …

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Someone standing looking down right arrow renter, left arrow owner

Renters Have Much to Gain by Pursuing Home Ownership

Buying a home vs. renting is a big decision that takes careful consideration, as most mortgage consultants will agree. But the rewards of home ownership are great. For many years, purchasing real estate …

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2 people looking at the screen of their computer

Asking Yourself The Right Questions When Buying A Home

How much can I afford? Knowing just how much house you can afford will make your search much easier. This is probably the most important question for first time home buyers. But, don’t …

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problem pointing to solutions

10 Problems to Avoid When Buying or Selling a Home

There is nothing worse than making an important decision without having all the information. A lack of preparation can result in mistakes that can cost you thousands of dollars. At Ideal Lending Solutions, …

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Down Payment Assistance

If you’re a low or middle-income home buyer who qualifies for an FHA first mortgage but could use some down payment assistance, Ideal Lending Solutions may have the answer. In fact, based on your income …

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Need To Know: Getting Your Loan Approved

Ideal Lending Solutions, NMLS# 1103074, West Palm Beach mortgage originators understand that finding the perfect home is something special. You’ve searched far and wide for the home that has everything you need and you …

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West Palm Beach Market Update – February 2017

Are you looking to buy a home in South Florida? If so, join the line! In a recent article posted on the Sun Sentinel, the author noted that home prices continue to rise in not …

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family next to a for sale/sold sign

Prepare Financially for Buying a Home

Four things you can do to prepare financially for buying a home Let’s face it, you don’t buy a house every day. Even if this isn’t your first time, you want to be …

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Three Reasons You Should Consider a Mortgage Broker

Three Reasons You Should Consider a West Palm Beach Mortgage Broker Generally, there are two ways to get a mortgage in Florida. You can use a traditional lender, like a bank or a mortgage broker. …

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Local hero nominated for Christmas Miracle

Wellington, FL – Wellington’s own everyday hero Frank G. was nominated by Kathleen Williams, NMLS# 1066793 of Ideal Lending Solutions to be a recipient of Homes for Heroes 12 Days of Christmas Miracles. A Little …

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FHFA Increases 2017 Baseline Conforming Loan Limits

Increases in the Max Conforming Loan Limits May Give Your Clients Access to More Expensive Properties West Palm Beach, FL – It’s no secret that home prices have been on the rise. Current median …

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3 Scary Money Myths That Make No Cents!

West Palm Beach, FL – Ever since we were children, we’ve heard and repeated familiar sayings about money. One favorite of parents everywhere is, “Money doesn’t grow on trees.” But what if it turned out …

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couple sitting with realtor

13 Mistakes Home Buyers Make and How To Avoid Them

Buying a home? Avoid These Common Home Buyer Mistakes! West Palm Beach, FL – For most of us, buying a home is the single biggest financial transaction we will make. It’s exciting and fulfilling, …

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10 Bold Predictions for the Mortgage Industry

In an industry that is constantly changing, it can be hard to keep up with everything going on. Here are 10 bold mortgage predictions that will shake up the industry. West Palm Beach, …

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Buying vs Renting a Home

How much could you be saving by buying a home? West Palm Beach, FL – How much could you be saving by buying a home? Let’s calculate it and find out! In this all …

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2 people discussing about listing contract

Realtors: When Should You Walk Away from a Listing?

West Palm Beach, FL – Have you ever thought about walking away from a listing? While there are probably reasons too numerous to name, I wanted to share with you the top five that …

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Your Taxpayer Rights

West Palm Beach, FL – There are 3 letters that strike fear into the hearts of Americans—I-R-S! And the very thought of being audited by them—usually turns into panic. What you might not know …

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Habitat for Humanity house build

Ideal Lending Solutions Teams Up with Habitat for Humanity of Palm Beach County

West Palm Beach, FL – Ideal Lending Solutions, a division of American Financial Network, Inc., NMLS# 237341, will join members of Habitat for Humanity of Palm Beach County on the morning of Saturday, …

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Increase the sale price of your home

West Palm Beach, FL – Getting a higher price when you sell your home doesn’t have to involve a bunch of expensive renovations. Here are some quick, low-cost improvements designed to turn the …

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Rising Homeownership Rates

West Palm Beach, FL – The National Association of Hispanic Real Estate Professionals (NAHREP) generates a yearly report, the State of Hispanic Homeownership Report, that examines the increasingly pivotal role that Hispanic consumers …

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Team hand shake

WOOP Your Goals Into Success

West Palm Beach, FL – Dr. Gabriele Oettingen, psychologist, researcher and author of the book “Rethinking Positive Thinking,” says we’ve been inundated with advice to think positively or visualize success. While visualizing the achievement …

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Credit report

7 Common Misconceptions about Credit Reports

There are a lot of misconceptions about what information (about you) becomes part of your credit report. West Palm Beach, FL – Some of it is “urban legend” — passed on from person …

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Man calculating debt

Ways To Avoid Student Loan Debt

How to Avoid Massive Student Loan Debt Miami, FL – As you make plans for your children’s post-secondary education, keep in mind that the average student’s debt is currently almost $30,000, and it’ll …

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team work

8 Things Real Estate Agents can do to help with the Appraisal Process

Realtors have more control working with an appraiser—more than they think they do. West Palm Beach, FL – I recently read an article written by an appraiser who said, “Realtors have more control …

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beautiful home with pool

Planning For Prosperity In the New Year

Planning for prosperity: simple, bedrock rules on personal finance. West Palm Beach, FL – Smart money strategies aren’t more complicated than you think. They’re simpler! Here are some to consider: Ignore economic forecasts. They only …

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Mortgage Loan Preapproval

Why Get a Mortgage Pre-Approval?

Don’t mistake a Mortgage Pre-Qualification for a Mortgage Pre-Approval* West Palm Beach, FL – There’s a big difference between being Pre-Approved for a home mortgage and Pre-Qualified. Homebuyers who get pre-approved have submitted documentation and their …

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House splitting into two

Steps to Protect Your Credit During a Divorce

Ensure Your Credit Remains Intact Through a Divorce West Palm Beach, FL – When a marriage ends in divorce, the lives of those involved are changed forever. During this time of upheaval, one thing that …

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Open House sign

Preparing Your Home for a Property Appraisal

West Palm Beach, FL – You’ve sold your home. Or, you are thinking of refinancing your current mortgage. One of the things that the lender will require is a property appraisal. While the actual appraisal inspection …

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