Helping You Afford The American Dream

Five Star service from an A+ Rated Mortgage Lender

Our goal is to provide excellent service.

Whether you are buying a home for the first time or interested in refinancing, our goal is to help our clients get optimum rates and loan terms while providing excellent 5-star service.

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3000+ Reviews

“Ideal Lending Solutions went above and beyond. I wasn’t just a client. I felt like family!”

– Megan H.

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Buy A Home

With Confidence

Buying a home is a very exciting milestone in your life. Work with a dedicated Ideal Lending Solutions mortgage professional who will explain loan programs, offer competitive rates, and help you meet your homeownership goals.

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Refinance

To Meet Your Goals

With rising home values in recent years, you may have access to take cash out from the equity in your home. Speak to an experienced mortgage loan expert today and receive a complimentary mortgage review.

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Talk to a Mortgage Specialist

Buying a new home or refinancing your current loan? Our experienced team of loan originators are dedicated to making that a reality.

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Visit a Local Branch

Ideal Lending Solutions is a direct mortgage lender licensed in all 50 states. We have multiple branches throughout Florida to serve you.

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Tools & Resources

MORTGAGE CALCULATORS

Find out how much home you can afford with our mortgage calculators.

MORTGAGE CALCULATORS

Estimate your monthly mortgage payment, with taxes and insurance.
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GUIDES & RESOURCES

Searching for the Ideal home? Use these Mortgage Loan Resources to guide you through the process of purchasing a home.

MORTGAGE LOAN BASICS

Finding the right mortgage loan, securing a down payment, pulling financial documents together, or even finding the right house can cause anxiety. Relax! We have resources to help you every step of the way.
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LOAN PROGRAMS

We have a variety of Loan Programs for your unique needs.

Mortgage Loan Programs

FHA 3.5 down, VA, USDA, Conventional 3% down, Down Payment Assistant Programs, Jumbo loans, Niche Programs, and more!
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What Our Customers Have To Say

I appreciated that Ideal Lending Solutions is focused on moving buyers into homes that they can afford, while educating first time buyers to achieve success.
Jeremy M.
Jeremy M.Google Review
Idea Lending Solutions team and staff were phenomenal! Each and every person I encountered provided high quality service. I'm so happy I chose Ideal Lending Solutions.
Shelly
ShellyGoogle Review
The refinancing process was a very painless experience. The loan closed earlier than expected, and the Ideal Lending team was in communication every step of the way.
Adam B.
Adam B.Social Survey
The staff at Ideal Lending provided the lowest rate for our loan and gave us excellent service during the entire lending process. They will always be my first choice for all my lending needs.
Ed M.
Ed M.Google Review
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Experienced Mortgage Team

At Ideal Lending Solutions we believe in affordable, easy to understand lending. Our knowledgeable and friendly loan officers are committed to finding the mortgage loan that may be right for you. Unlike the expensive costs found at most local banks, our competitive interest rates make it easier and more affordable for you to own a home… with less hassle.

Mortgage loans are uniquely individual, we offer a wide range of residential loan programs tailored to your specific needs, including: Conventional loans, FHA loans, VA, USDA, Cash-Out Refinance, Rate and Term Refinance, FHA 203K, Jumbo Loans, and Reverse Mortgages. 

We are a direct lender that is licensed in 50 states with multiple branches throughout Florida. We understand the needs of our local community and what mortgage loan programs they are looking for.

  • First Time Home Buyer Programs
  • Low Down Payment Programs
  • Debt Consolidation & Home Improvement (Refinance)
  • Vacation Homes
  • Investment Properties
  • Less Than Perfect Credit
  • and more! 
Connect with an Expert
Find a Branch Near You