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Questions?

Helping Florida Teachers

Become Homeowners With Less Money Out of Pocket

Get matched with down payment assistance programs, specialized loan options, and local mortgage guidance that may help reduce upfront costs and make homeownership more achievable.

No credit pull required to check your options. For Florida teachers and eligible school employees.

“Wilson did a phenomenal job in helping me secure a mortgage that was affordable!” – Faithlyn G.

family holding keys to their new home

19+

YEARS OF PROUDLY SERVING OUR COMMUNITY

Programs & Benefits Available to Eligible Florida Teachers

Down Payment Assistance for Florida Teachers

Up to $35,000 may be available

Possibly reduce upfront homebuying costs through programs like Florida’s Hometown Heroes Program, which can help with down payment and closing costs.

Low Down Payment Loan Options

FHA, VA & Other Loan Options

Ideal Lending helps Florida teachers explore loan options that may reduce the amount needed upfront to buy a home.

$500 Appraisal Credit

Help reduce upfront homebuying costs

Eligible teachers may receive a $500 appraisal credit to help reduce one of the upfront costs of buying a home.

$250 Gift Card

A thank-you for eligible Florida teachers

Eligible teachers may receive a $250 gift card to help with moving costs, home essentials, or early expenses after closing.

Wilson Enriquez headshot

Your Lending Specialist

Wilson Enriquez

President | NMLS 244666

For over 19 years, Wilson Enriquez has helped more than 1,000 clients navigate the mortgage process with clear guidance, honest advice, and personalized support.

As part of Ideal Lending, a Florida-based mortgage company, Wilson helps teachers and school staff explore loan options, assistance programs, and benefits that may make homeownership more affordable.

Whether you are buying your first home or simply want to understand what you may qualify for, Wilson’s goal is to make the process feel clear, simple, and stress-free.

What Our

CUSTOMERS HAVE TO SAY

Our Mortgage Loan Process

Mortgage Loan Programs and Grants for Teachers

1

Request Certificate

See what you may qualify for with our simple online tool

2

Get Pre-Approved

Complete our full mortgage loan application

3

Receive Options

Compare rates and terms based on your unique criteria and scenario

4

Select Best Offer

Choose the offer that best fits your needs

MORTGAGE PROGRAM FOR TEACHERS