Buying a home is a big investment. So, when it comes to making an important decision like this, you want expert advice. We will walk you through each step of the mortgage lending process and keep you updated on the status of your loan application from pre-approval to closing. We’re committed to making your home buying experience great.
Important steps to help you get started
GET PRE-APPROVED
With a pre-approval letter in hand, you’ll have the confidence you need to make an offer, know what you can afford, negotiate better and close faster. Get started today!
HERE FOR YOU
From application to closing, we’re here to answer any questions and guide you through the process. Talk to a local Ideal Lending mortgage expert today!
TIMELY CLOSINGS
Want to get in that home fast? We strive to deliver quick closings in as little as 21 days!
OUR COMMITMENT
We are dedicated to making every loan transaction a relationship that will last a lifetime.
Mortgage Loan Programs To Meet Your Needs
At Ideal Lending, we have multiple loans programs available ranging from VA and USDA to FHA 203(k) loans. We’ll explain the benefits and requirements of each, so you are fully informed of what you are eligible for. Feel free to ask lots of questions along the way.
- FHA, VA, USDA
- Conventional
- Jumbo
- FHA 203(k)
- HomePath
- Foreign National
- And many more!
Down Payment Assistance Programs
- MCC Tax Credit Program
- Chenoa Fund
Your Monthly Mortgage Payment Consists Of:
Principal refers to the part of the monthly payment that reduces the remaining balance of the mortgage.
Interest is the fee charged for borrowing money.
Taxes and insurance refers to the monthly cost of property taxes and homeowners insurance, whether these amounts that are paid into an escrow account each month or not.
Buying a home is a very exciting milestone in your life. Work with a dedicated Ideal Lending mortgage professional who will explain loan programs, offer great rates, and help you meet your homeownership goals.
