Can a Home Refinance Transform Your Financial Future?

If you’re a homeowner, you’ve likely watched your property’s value rise to new heights in recent years. But have you ever considered how you can make the most of this remarkable achievement? It’s time to discover the potential hidden within your home equity! In this post, we’ll delve into how a home refinance may help […]
Preparing for Hurricane Season in Florida

Living in South Florida means being familiar with the risks associated with hurricanes. As the hurricane season approaches, it is essential to take proactive measures to safeguard your home and loved ones. By preparing ahead of time, you can minimize potential damage and ensure your family’s safety. This article provides essential tips and guidelines to […]
Spring Maintenance Checklist for Florida Homeowners

With the days growing longer, Florida residents can enjoy the perfect weather to tackle maintenance and home improvement tasks before the heat of summer arrives. From checking your home’s exterior for signs of damage to ensuring that your appliances are running efficiently, there’s no better time than spring to get your home in top shape. To […]
Florida Homestead Exemption – What You Need To Know

Florida residents who own and live in their house as their primary residence are eligible for exemptions that can reduce their property taxes. In order to be eligible for a Florida homestead exemption, you must: Contact your county’s property appraiser if you match the requirements and want to submit an application for a homestead exemption. […]
Tips For Repairing Your Credit Report

Most of the major purchases we make throughout our life will be affected by our credit scores, which will determine the prices we pay. Saving money on your mortgage loan and contributing to a comfortable retirement may be as easy as managing your credit wisely. Three Tips for Repairing Your Credit Report 1. Designate your preference […]
FHA 203(h) Disaster Relief Loan

Through section 203(h), the Federal Government helps victims in Presidentially designated disaster areas recover by making it easier for them to get mortgages and become homeowners or re-establish themselves as homeowners. This program provides mortgage insurance to protect lenders against the risk of default on mortgages to qualified disaster victims. Individuals are eligible for this […]
How To Cancel Mortgage Insurance

While U.S. home values have steadied in 2022, increases in recent years could possibly turn into a money-saving opportunity. If you have enough equity in your primary home and made your mortgage payments on time, you may be able to cancel your mortgage insurance allowing you to eliminate thousands of dollars per year in unnecessary […]
Tips To Keep Your Mortgage Loan On Track

As your lender, Ideal Lending is required to provide updates on all critical financial documentation that is over 30 days old prior to your closing. So whether you’re buying a home or refinancing your current mortgage, please keep the following documents on hand as your loan is being processed. Updated documents to keep on hand: […]
9 Ways To Make Your Home Look Bigger For Buyers

There’s nothing wrong with compact, efficient homes. In fact, as purchase prices and energy consumption become bigger issues, the demand for small homes continues to grow! Here are some cheap and easy ways to make your charming little home look more spacious and airy.
How to Turn Your Home Into a Rental Property

Renting out your home rather than selling it can be a lucrative investment if done right. If you’re moving across the country and not ready to sell your home or have the funds to buy a new home without selling, this may be your best bet. Statistics show that 70% of Americans live in single-family homes, so […]